The Michigan State Housing Development Authority (MSHDA) offers qualified low-income households low interest home improvement loans of 4 percent to 8 percent, depending upon income. Loans of 8 percent are also available to qualified property owners. Homeowners can borrow up to $25,000 to add insulation, replace the furnace, install energy efficient windows, and pay for other eligible energy improvements.

For more details, visit the MSHDA website at and click on the Home Improvement link. Customers may also call 517-373-8370.

UPPCO also encourages you to also look at incentives offered under its customer energy waste reduction program Efficiency United.